Gulf Shores subdivision guide

Bay Gardens

A charming Fort Morgan neighborhood featuring cobblestone streets and custom-built stilt homes with full access to the area's waterfront amenities.

Bay Gardens neighborhood in Gulf Shores
AreaFort Morgan Rd
Price Range$400,000 - $650,000
Average Year1998
Average Size1800 sq ft
Homes45
Beach Time15 mins
SchoolsGulf Shores City
HOALow (~$50/mo)

Active Listings in Bay Gardens

1 active listing matched to Bay Gardens from the SimplyRETS subdivision feed. Snapshot updated May 4, 2026. Verify availability, pricing, HOA rules, insurance, flood zone, and property details before making a decision.

12475 State Highway 180 #63, Gulf Shores, AL, 36542

Active · MLS# 394212

$629,000

12475 State Highway 180 #63, Gulf Shores, AL, 36542

3 Bed2 Bath1,440 Sq FtBuilt 19950 DOM

Welcome to your Bon Secure Bay-front retreat in the Bay Gardens community of Fort Morgan! The community has quaint brick roads leading to this beautifully positioned 3-bedroom, 2-bath cottage offers the ultimate coastal lifestyle with stunning water views and multiple outdoor living spaces. Enjoy three private balconies,...

Living in Bay Gardens

A charming Fort Morgan neighborhood featuring cobblestone streets and custom-built stilt homes with full access to the area's waterfront amenities.

We help buyers compare this neighborhood against similar communities based on current inventory, real commute patterns, insurance considerations, HOA expectations, and long-term fit.

Common Buyer Questions

What is Bay Gardens known for?

A charming Fort Morgan neighborhood featuring cobblestone streets and custom-built stilt homes with full access to the area's waterfront amenities.

How close is Bay Gardens to the beach?

Bay Gardens is listed as about 15 mins from the beach.

What should buyers verify in Bay Gardens?

Verify current HOA dues, rental restrictions if relevant, school zoning, insurance costs, flood zone, recent comparable sales, and neighborhood-specific rules.

Helpful Guides for Bay Gardens Buyers

Use these local resources to compare Bay Gardens against Gulf Shores schools, beaches, insurance, financing, and relocation factors.

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